Foreclosure

Riverside Foreclosure Lawyer

The threat of losing a home through foreclosure can be a frightening and stressful experience for any homeowner. If you are severely delinquent on mortgage payments, you may be in danger of your bank or lender foreclosing on your home. If you are delinquent on payments or have received a notice of default or even a notice of trustee sale, consider Winfield Payne & Associates. Our firm can help save your home from mortgage foreclosure and reorganize your debt.

Are you interested in speaking with an attorney about stopping foreclosure? Please contact attorney Winfield Payne today to arrange a free consultation. Since 1979, Mr. Payne has provided hands-on legal representation by personally preparing and filing all bankruptcy documents.

Foreclosure and Chapter 13 Bankruptcy

In most situations, Chapter 13 Bankruptcy is the advisable option for homeowners interested in stopping foreclosure. Chapter 13 is essentially a repayment plan for wage-earners. Our firm works vigorously on behalf of our clients to reorganize debt, obtain refinancing at a reasonable interest rate, and get clients back on track with their finances. It is possible to save your home through bankruptcy, pay delinquent mortgage payments, and stay current on your mortgage.

Your financial situation will be thoroughly assessed in your initial consultation with Mr. Payne. After your bankruptcy case is filed, the court will issue an automatic stay. This automatic stay will stop any further collection attempts and foreclosure action.

Winfield Payne & Associates can help save your home and save your car. We can help you reorganize or liquidate your debts. Please contact us today to learn how we can help you.