Car Repossession

Riverside Car Repossessions Attorney

Are you severely delinquent on your car payments and in danger of losing your car? When a consumer takes out a loan on a car, the security for nonpayment of the loan is the car. When a consumer defaults on car payments, the lender may proceed with car repossession. Fortunately, Winfield Payne & Associates can help you file bankruptcy and obtain relief from car repossession.

Are you interested in speaking with a lawyer regarding filing bankruptcy and car repossession issues? Please contact attorney Winfield Payne today to arrange a free consultation. Since 1979, Mr. Payne has provided hands-on legal representation by personally preparing and filing all bankruptcy documents.

Stop Car Repossession

Mr. Payne can thoroughly assess your financial situation in your initial consultation. He can help you decide on bankruptcy chapter selection and advise you on the next steps to take. He can also discuss with you your dischargeable and non-dischargeable debt. After your bankruptcy case is filed, the court will issue an automatic stay. This automatic stay can offer you immediate relief from creditors. Your car lending company cannot attempt to collect a debt in any manner, including through phone calls or by threatening repossession.

For most consumers in debt, Chapter 13 bankruptcy is a viable option. Chapter 13 is a way to reorganize your debts and get current on car payments. Chapter 13 can stop car repossession, foreclosure, and wage garnishment.

If you are experiencing serious financial struggles, Mr. Payne can help. Keep in mind that once your car has been repossessed, it is too late — contact our firm today to arrange your consultation.