Riverside Bankruptcy Attorney
Trust in Three Decades of Experience
If you have reached the point where you are fed up with living your life in debt and are ready to take sweeping action to put your problems behind you and make a fresh start, contact the Law Offices of Winfield Payne & Associates for help. I have nearly 35 years of experience as a Riverside bankruptcy attorney, and I have personally filed more than 5,000 consumer bankruptcy cases on behalf of my clients. I fully understand what an enormous impact debt can have on every aspect of your life, and I want to help you to pursue the powerful and pervasive legal relief that is available to you under the provisions of the United States Bankruptcy Code.
Don't think that by declaring bankruptcy you are doing something irresponsible or are shirking your duty to repay your debts. Your right to file for bankruptcy is secured by federal law, and you are not alone in seeking this form of sweeping debt relief. In fact, the government reports that nearly 1.6 million individual bankruptcy petitions were filed in courts across the country in 2012 alone. Far from being irresponsible, bankruptcy is actually a responsible thing to do, since by doing so you may be able to rescue yourself and your family from a financial disaster that could have devastating effects on your future. You can put an end to the constant stress, anxiety, and worry over how you will pay your bills, the arguments over money and the daily struggle to meet your living expenses and afford an acceptable standard of living for your loved ones.
Personally Handling Your Case from Start to Finish
Since 1979, I have been meeting face-to-face with my clients and helping them directly with the problems that have made their lives an enormous challenge. I handle my cases personally, rather than passing them off to paralegals or assistants, and my clients get to speak with me, rather than being delegated to an assistant or secretary. The first step is for you to come to my office to meet for a free, initial consultation during which we can discuss your concerns, review your options, and determine what course of action is best suited for your case. I will first examine your financial circumstances to ascertain whether you qualify for bankruptcy, and if so, whether you are eligible to pursue Chapter 7 or
Chapter 13 bankruptcy. It is always my goal to prepare and file the necessary paperwork within two to three working days of the date when I take on a new case, to ensure that my client can begin enjoying the
benefits of bankruptcy without delay.
Speak with a Riverside Bankruptcy Lawyer
As soon as we submit your petition for bankruptcy, you will be protected by an automatic stay against further adverse creditor action. This means that you will immediately be safe from wage garnishment, from repossession, and even from foreclosure. You will suddenly be able to enjoy a level of security and peace of mind that you may not have known for years. As the case progresses, I will be working to help you take full advantage of this opportunity to put an end to your troubles with money, by using every tool at my disposal to make all debts eligible for a final discharge and to protect your assets against liquidation. I will represent you at every court hearing and other appearances, and will do everything in my power to expedite the process and resolve any problems that may arise on the way, so that you can soon begin enjoying your life after bankruptcy. Get the process started now by filling out the
free case evaluation form to discuss your situation and to learn more about how I
help clients get back on the right path!
We proudly serve Riverside, Corona, Moreno Valley, and Rancho Cucamonga.